Cash Flow Stewardship
A standing advisory cadence that maps weekly cash against supplier terms, payroll, and GST so owners stop borrowing from next month.
Summit Ledger Advisory
Steady numbers for owners who still run the floor.
Cash flow, margins, and owner pay — advisory built for New Zealand small businesses that need clear books before the next supplier invoice lands.
Advisory that stays close to the till
Summit Ledger Advisory helps owners in Auckland and across New Zealand read their own numbers without drowning in jargon. We sit with your bank feeds, invoices, and GST cycles, then set a rhythm you can keep when the shop, site, or studio is busy.
Consultations owners actually book
Human-delivered financial management advisory — not a software login.
Profit Margin Review
A fixed-scope look at pricing, job costing, and contribution so you know which offers fund the business and which quietly drain it.
Forecast & Scenario Planning
Two working sessions that stress-test the next 90 days against sales dips, hire timing, and GST quarters before you commit cash.
From Shortland Street to your workshop
We meet at Level 13, 29 Shortland Street, Auckland 1010, or by video when you are on the road. Engagements begin with a numbers walkthrough, then a written cash map and a standing review cadence.
How an engagement runs
What owners say after the first quarter
They rebuilt our weekly cash list around supplier terms we already had — I still wish the first session had started earlier in the morning, but the forecast finally matches what leaves the account on Fridays.
Mara T., café owner, Ponsonby
We stopped guessing owner drawings after the pay structure session. The GST buffer used to vanish; now it sits in a separate transfer every month.
Eli R., joinery workshop, West Auckland
Ready to steady the books?
Tell us what is straining cash this month. We reply within two business days with a suggested consultation.
Book a call